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Exceptions to anything contained within this document may be considered via referral to the Underwriting Manager.

The Equipment Dealer Program is administered countrywide through Fairview Insurance Agency Associates, Inc. Property, Inland Marine, General Liability, Automobile, Garage, Umbrella and Workers Compensation lines of insurance are offered. The program is not available to risks domiciled in Hawaii or Alaska.

FOCUSED APPETITE

The Equipment Dealer Program is designed to offer coverage for risks that:

Generate at least 75% of receipts from the sales/repair/leasing of material handling and construction equipment including, but not limited to, the following:

Ancillary Operations – The following operations are acceptable in the program:

Sales of Allied Products including, but not limited to:

Risks that do not meet the Focused Appetite of acceptable Ancillary Operations may be considered but require referral to the Underwriting Manager.

UNDESIRABLE CHARACTERISTICS

In general, risks exhibiting one or more of the following undesirable characteristics will not be entertained. Exceptions may be considered, but only via referral to the Underwriting Manager:

SEVERITY

Severity exposures inherent in the operations contemplated in the Focused Appetite or acceptable Ancillary operations are deemed as acceptable exposures if the proper controls are in place.